New York city has the highest auto insurance rates in the US

According to a study released by an online auto insurance quote provider, New York City is the most expensive city in the whole of US, to buy auto insurance.

The Tri-State members New Jersey, New York, and Connecticut have the highest auto insurance premiums throughout the country. There are a number of factors that have contributed to these high auto insurance rates such as, poor traffic conditions, high crime rates, as well as high population density. New Jersey has continuously been ranked number one for 3 years in a row. But New York as well as Connecticut has also ranked among the top five expensive states to purchase auto insurance.

These high auto insurance rates are mostly concentrated around the city metropolitan area in New York. But the auto insurance rates in rural Connecticut and downtown Brooklyn are really staggering if you have to say the least, stated James Shaffer from Online Auto Insurance quote. But the auto insurance rates in New York have always been ranked as the highest in the country, while the rural areas offer rates that are relatively inexpensive. For instance, the average driver in North Dakota pays just $554 on auto insurance annually. But the state average for auto insurance in New Jersey is $1,184.

So, the simple solution to save on auto insurance costs according to Mr. Shaffer is to move out of New York City area. He states that instead of spending that amount on auto insurance it would be better to just live outside this area and take public transportation instead. This carries a lot of weight especially if it is coming from someone who has been a life-long insurance agent.

However, it is not exactly a hopeless situation for the residents of New York. The online auto insurance quote website offers a number of ways where one can save on auto insurance premiums. The first step is to ensure that you keep a high credit score, maintain a clean driving record, and drive a safe automobile. Another way to cut costs is by combining the insurance policies with the rest of the household members as well.
There is a lot of data that has been compiled by the website and it includes some of the findings from information that is made publicly available by IIS or Insurance Information Institute as well. There are plenty of tips available on these websites and consumers can use them to purchase affordable auto insurance.

Richard Burton
Published: Tuesday, July 26th, 2011

Most Expensive Place to buy Automobile Insurance in the US is New York!

As per recent studies conducted by online auto insurance quote it has been found that the New York City Metropolitan area’s auto insurance rates are the highest in the US.
According to the study New York is the most expensive state to purchase auto insurance in 2011. The Tri-State members that are New York, Connecticut, and New Jersey have the highest average insurance cost throughout the nation. There are a number of contributing factors such as high crime rates, high population density, as well as poor traffic conditions. These have caused the auto insurance rates to shoot up. New Jersey has ranked No. 1 in the US for the 3^rd consecutive year. Connecticut and New York have are also ranked among the top five expensive states to purchase auto insurance.
The high insurance rates seem to be concentrated more around the New York metropolitan area. Auto insurance quote owner James Shaffer has stated that the difference in auto insurance rates in rural Connecticut and Brooklyn are staggering. The insurance rates in New York have always been high, while it is relatively inexpensive in rural areas. For instance, in North Dakota, the average motorist has to pay only $554 per annum to purchase auto insurance but for New Jersey the state average is $1,184 per annum.

Shaffer also added that if people look to save costs on auto insurance they should probably not live in New York City area. He feels it would be cheaper to take the public transportation. He has been an insurance agent all along and it does mean a lot if it is coming from him.

But all is not lost and there are ways and means that residents of New York can make a saving by visiting the company’s website. Here visitors will know some of the best ways to cut down their auto insurance costs even if they live in areas that have exorbitant insurance rates.

Some of the ways to cut the costs are by maintaining a high credit score, good driving record, driving a safe vehicle, and bundling up insurance policies along with the other members of the household.  Some of the other studies that have been done recently include the ‘ten best insurance companies,’ ‘most and least expensive cars to insure’ and the ‘ten most stolen automobiles.’  In this technology-driven age, everything is available at your fingertips including how-to guides, tools, and tips that can help consumers find cheaper auto insurance with the help of these websites.

By Richard Burton
Published: Friday, July 8th, 2011